Golf Cart Financing

You'll need a valid driver's license, proof of income (recent pay stubs or bank statements), and proof of residence (utility bill or lease agreement). The application process is quick and straightforward.

Most applications receive a decision within minutes to a few hours during business hours. Once approved, you can pick up your golf cart as soon as it's available - often the same day for in-stock models!

We work with all credit types! While better credit scores may qualify for lower rates, we have financing options for people with poor credit, no credit history, or past financial challenges. Your rate will be determined based on your credit approval. Call 228-265-8805 to discuss your situation.

Yes! Most financing plans allow early payoff without penalties. Paying off early can save you money on interest charges. Be sure to ask about early payoff terms when you apply.

Monthly payments vary based on the cart price, down payment, loan term, and your credit. For example, a $3,000 cart with $500 down on a 36-month term might be around $75-$125 per month depending on your approved rate. Call for a personalized quote!

Yes! Financing is available for all our E-Z-GO RXV, Club Car Tempo, and Yamaha Drive2 models. Whether you're looking at a basic model or a fully loaded lithium cart, we can help you finance it.

We work with a trusted third-party financing partner to offer you the best rates and terms. You'll apply directly with them by calling 228-265-8805 or visiting fcfgulfport.com/apply-for-a-loan.