Golf Cart Financing

Finance Your Dream Golf Cart Today!

Three easy ways to get started. Financing runs through Jane's trusted lending partner — golf cart questions still go straight to Jane.

Call for Financing

Speak with our financing partner directly

Call 228-265-8805

Apply Online

When you’re ready, apply directly with the lender at fcfgulfport.com — or just call them and they’ll walk you through it.

Call 228-265-8805

Text Jane

Questions about golf carts?

Text 601-500-5138

Why Finance With Us?

✓ Quick Approval

Get approved in minutes, not days. Simple application process with fast decisions.

✓ All Credit Types

Bad credit? No credit? No problem! We work with all credit situations.

✓ Low Down Payments

Get started with as little as $0 down on approved credit.

✓ Flexible Terms

Choose from 12 to 60 month terms to fit your budget.

✓ Competitive Rates

Rates vary based on credit approval. Our partner works to get you the best rate possible.

✓ No Hidden Fees

Transparent pricing with no surprise charges or hidden fees.

Financing Questions & Answers

What information do I need to apply for financing?

You'll need a valid driver's license, proof of income (recent pay stubs or bank statements), and proof of residence (utility bill or lease agreement). The application process is quick and straightforward.

How quickly can I get approved?

Most applications receive a decision within minutes to a few hours during business hours. Once approved, you can pick up your golf cart as soon as it's available - often the same day for in-stock models!

What credit score do I need?

We work with all credit types! While better credit scores may qualify for lower rates, we have financing options for people with poor credit, no credit history, or past financial challenges. Your rate will be determined based on your credit approval. Call 228-265-8805 to discuss your situation.

Can I pay off my loan early?

Yes! Most financing plans allow early payoff without penalties. Paying off early can save you money on interest charges. Be sure to ask about early payoff terms when you apply.

What's the typical monthly payment?

Monthly payments vary based on the cart price, down payment, loan term, and your credit. For example, a $3,000 cart with $500 down on a 36-month term might be around $75-$125 per month depending on your approved rate. Call for a personalized quote!

Is financing available for all golf cart models?

Yes! Financing is available for all our E-Z-GO RXV, Club Car Tempo, and Yamaha Drive2 models. Whether you're looking at a basic model or a fully loaded lithium cart, we can help you finance it.

Do you offer financing directly or through a partner?

We work with a trusted third-party financing partner to offer you the best rates and terms. You'll apply directly with them by calling 228-265-8805 or visiting fcfgulfport.com/apply-for-a-loan. First Choice Financial is an independent local lender — Jane’s Golf Carts receives no commission or referral fee on financing; we just point you to the folks who finance carts around here.